Boulder Colorado Real Estate Blog

How to Buy a Home as a Single HomeownerSingle or not, buying a house isn't an easy process for anyone, but with smart planning and informed decisions it can result in finding your dream home. But before making any decisions, consider these tips:

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Scrutinize Your Finances

Don't underestimate the importance of laying out and calculating required finances both for the purchase as well as the recurring cost associated with a home. Talk to a Mortgage Lender long before you plan to buy. They can help lay out a plan. In order to determine how much you can afford, first make sure you have enough saved for a sufficient down payment, typically 5-20%.

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Where Are the Best Memorial Day Events in Boulder, CO?Across the country, Memorial Day Weekend is often considered to be the official kick-off to the summer season. In Boulder, there are many community happenings that take place on this long holiday weekend. The events vary from year to year, but they can include parades, festivals and outdoor activities.

These are a few of the best Memorial Day Events that take place in Boulder, CO:

Picnic at One of Boulder's Great Parks

Don't feel like the crowds of the Boulder Creek Festival or the Bolder/Boulder sound appealing to you? Then how about a picnic in the park with friends and/or family, what a better way to seize the day in a relaxing way. Chautauqua Park, North Boulder Park and Foothills Community Park are a few of our favorites parks all

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A Guide to Picking Out the Right Home Insurance for YouSecuring a home insurance policy immediately after buying a new home can be difficult for anyone. After weeks or even months of making difficult decisions and shelling out thousands of dollars, few people want to consider the cost of a comprehensive policy. But before choosing a package based on price, there are a few things for homeowners to learn about how coverage works in the real world.

For informational purposes only. Always consult with an insurance agent or financial advisor before proceeding with any real estate transaction.

Consider the Percentages and Fees

A homeowner may focus on their deductible when it comes to a home insurance policy, but they should really consider the percentages they're expected to pay for each kind of

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What Buyers Need To Know About USDA LoansStarting in 1991, the U.S. Department of Agriculture (USDA) began offering rural development loans to home buyers interested in living in rural and suburban areas. For home buyers considering moving to an area like these, a USDA loan might be worth looking into instead of considering a conventional mortgage. Here is what all buyers interested in using a USDA loan should know before diving in.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

The Purpose of USDA Loans

USDA loans have several major purposes for their existence, but their primary focus is giving low- and medium-income people an opportunity to own their on home by incentivizing them to move to

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How to Prevent and Repair Basic Roof DamageUnless a homeowner is good with a drone or unafraid of heights, they're probably blissfully unaware of the condition of their roof. They may not know when to inspect it or what to look for. It's the biggest reason why a leak or insect infestation is the first clue a homeowner gets of the structural damage that was likely forming for many years prior. Roof damage is not only inconvenient, it can also be dangerous to the people who live in the Nederland home. See what can be done to prevent problems before they begin.

Common Signs of Roof Damage

As scary as it may be to get up on the roof, it's usually the best way to inspect the flashing, joints, and shingles. Tears in the outer layer of the roof, moss or algae formations, or curling shingles are

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How to Prepare for Autumn Home MaintenanceWhether you live in Boulder or own a home in Erie, Colorado every season of the year yields unique events, activities and a special list worth untold dollars. Fall brings about what we like to call “The annual fall maintenance schedule for home owners!”

We start off with one important question you need to ask:

How Much Can You Save By Keeping Up With Fall Home Maintenance?

Let's take a look at some real numbers about not so much the cost, but more significantly, the SAVINGS of completing the autumn checklist of To Do items around our homes.

Small Routine Maintenance Necessities

1. Everybody's favorite, the gutters and downspouts clean out! Those clogged gutters can lead to damage to fascia, soffits and even cause roof damage. Repair or

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Four Facts About the VA LoanVA loans can be the answer to a military member's wishes for a home. They offer incredible benefits and tremendous savings for heroes who have endangered their lives for citizens everywhere. But there are a few things to note about VA loans before moving forward when buying a home. For a better idea of how it all works, keep the following in mind.

Minimum Criteria

Those who are eligible for this loan include the Coast Guard, Air Force, Marines, Navy, and Army. Those who apply must have served at least 181 days (about six months) during peacetime and at least 90 days during an active war. Those in the Reserves or in the National Guard are eligible after 5 years of service regardless of whether the county is officially at war. Widows of service

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What to Know About Common Home Closing CostsSome may be looking to buy a new home and may overlook the fees and expenses included in closing costs during the home buying experience. Planning ahead can help avoid unnecessary surprises and make the home buying process more manageable. Learn more about closing costs and how to potentially reduce this extra expense.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

What Are Closing Costs?

Closing costs may be incurred when buying a home and generally before occupancy. Homeowners may want to make a smaller down payment to be able to set aside the funds needed to cover these costs. Some examples of closing costs for buyers could be:

  • Title policies;
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How to Save Money on Homeowners InsuranceYour Denver area homeowner insurance policy can be substantially decreased, if you're searching to reduce monthly expenses. Searching is the initial thing you need to do. Although this can be time-exhaustive, it'll cost you nothing at all, whereas your insurance policy definitely will. In the event you just take just a little time to do some analysis, it may likewise save you a great amount of cash. You could do inquiries from your pals, lookup the phone book or get in touch with the insurance providers directly. When every provider quotes you a price, keep tabs on it. Depending on the quoted price of an additional, you may be able to negotiate a reduced quote with one.

Increase Your Insurance Deductible

One easy way to decrease your homeowner

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What All Happens When a Home is Closing?You've gone through the real estate process thoroughly. You did your homework, researched all the neighborhoods and areas that fit your lifestyle. You've gone to all the open houses in Boulder, finally found the perfect home and price-crunched to ensure you could actually afford it. You've made an offer on the house of your dreams. Maybe the seller even countered it. In the end, you both agreed to a price and terms with which both parties were comfortable. Now what?

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

What's Involved in the Closing Process?

Welcome to the closing on your new home. This is the day when the new buyer and the home's previous

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