AARP Members and Home Insurance Policy | Realtors in Superior Colorado

Posted by Greg Smith on Tuesday, May 17th, 2011 at 11:37am.

Are you a member of AARP? If so, there is good news for you. There are many benefits offered by this company, especially when it comes to home insurance policies in Superior, Colorado. As a retiree, finances are integrally important to keep balanced, and any little bit of savings or benefit can help. Some of the main benefits to owning an AARP home insurance policy are outlined below.

AARP home insurance policies offer its holders replacement costs for the contents of your home. Most home insurance policies take the depreciation of your valuables and furniture into account in the event they need to compensate you for their replacement. AARP, on the other hand, does not. If your household belongings are destroyed, regardless of what neighborhood you live in, you can still buy something similar to what you owned in the first place, instead of settling for a cheaper counterpart.

In addition, you can renew your policy in perpetuity. This means your home insurance policy will never be canceled as a result of your increasing age. The only stipulation is that you need to have had your policy for 60 days before this no-cancellation rule goes into effect. There are apparently a few instances where AARP can cancel your policy, but they are rare instances indeed and do not apply to most AARP members. In addition, AARP members also have the chance to purchase additional coverage above and beyond the typical limits set by the original home insurance policy.

You can also get something known as Extra Valuables Coverage through AARP if you have valuables in your home that a typical home insurance policy would not cover. Some examples of valuables that fall under this additional coverage would be expensive clothing or jewelry, and even credit cards. There is also an option for private boat coverage that’s ideal for the retiree who loves the open water.

AARP is consequently a great option for its members who need a home insurance policy or are considering switching from their current policy. The benefits offered are second to none, and the policy can offer you the freedom to live with a sense of security that the items you hold most dear are covered for the rest of your life.

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Greg Smith

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