All Blog Entries by Greg Smith

Greg is the managing Broker of RE/MAX Alliance and President of Hinkelman, Smith & Associates. He currently manages 110 agents and 13 staff members. RE/MAX Alliance is the largest locally owned real estate company in Colorado with over 3 billion dollars in sales annually, and Greg is currently one of the top producing REALTORS® in the Rocky Mountain Region. Greg is a former member of the Boulder Economic Council, member of the Chairman Club, member of the RE/MAX Hall Of Fame, and past Director of the Board of REALTORS®. In Greg's spare time he enjoys mountain biking, skiing, coaching, Brazilian Ju Jitsu, and spending time with family and friends. Like us on Facebook!

Found 227 blog entries published by Greg Smith.

A Guide to Picking Out the Right Home Insurance for YouSecuring a home insurance policy immediately after buying a new home can be difficult for anyone. After weeks or even months of making difficult decisions and shelling out thousands of dollars, few people want to consider the cost of a comprehensive policy. But before choosing a package based on price, there are a few things for homeowners to learn about how coverage works in the real world.

For informational purposes only. Always consult with an insurance agent or financial advisor before proceeding with any real estate transaction.

Consider the Percentages and Fees

A homeowner may focus on their deductible when it comes to a home insurance policy, but they should really consider the percentages they're expected to pay for each kind of

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What Buyers Need To Know About USDA LoansStarting in 1991, the U.S. Department of Agriculture (USDA) began offering rural development loans to home buyers interested in living in rural and suburban areas. For home buyers considering moving to an area like these, a USDA loan might be worth looking into instead of considering a conventional mortgage. Here is what all buyers interested in using a USDA loan should know before diving in.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

The Purpose of USDA Loans

USDA loans have several major purposes for their existence, but their primary focus is giving low- and medium-income people an opportunity to own their on home by incentivizing them to move to

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How to Prevent and Repair Basic Roof DamageUnless a homeowner is good with a drone or unafraid of heights, they're probably blissfully unaware of the condition of their roof. They may not know when to inspect it or what to look for. It's the biggest reason why a leak or insect infestation is the first clue a homeowner gets of the structural damage that was likely forming for many years prior. Roof damage is not only inconvenient, it can also be dangerous to the people who live in the Nederland home. See what can be done to prevent problems before they begin.

Common Signs of Roof Damage

As scary as it may be to get up on the roof, it's usually the best way to inspect the flashing, joints, and shingles. Tears in the outer layer of the roof, moss or algae formations, or curling shingles are

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Four Facts About the VA LoanVA loans can be the answer to a military member's wishes for a home. They offer incredible benefits and tremendous savings for heroes who have endangered their lives for citizens everywhere. But there are a few things to note about VA loans before moving forward when buying a home. For a better idea of how it all works, keep the following in mind.

Minimum Criteria

Those who are eligible for this loan include the Coast Guard, Air Force, Marines, Navy, and Army. Those who apply must have served at least 181 days (about six months) during peacetime and at least 90 days during an active war. Those in the Reserves or in the National Guard are eligible after 5 years of service regardless of whether the county is officially at war. Widows of service

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What to Know About Common Home Closing CostsSome may be looking to buy a new home and may overlook the fees and expenses included in closing costs during the home buying experience. Planning ahead can help avoid unnecessary surprises and make the home buying process more manageable. Learn more about closing costs and how to potentially reduce this extra expense.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

What Are Closing Costs?

Closing costs may be incurred when buying a home and generally before occupancy. Homeowners may want to make a smaller down payment to be able to set aside the funds needed to cover these costs. Some examples of closing costs for buyers could be:

  • Title policies;
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How to Save Money on Homeowners InsuranceYour Denver area homeowner insurance policy can be substantially decreased, if you're searching to reduce monthly expenses. Searching is the initial thing you need to do. Although this can be time-exhaustive, it'll cost you nothing at all, whereas your insurance policy definitely will. In the event you just take just a little time to do some analysis, it may likewise save you a great amount of cash. You could do inquiries from your pals, lookup the phone book or get in touch with the insurance providers directly. When every provider quotes you a price, keep tabs on it. Depending on the quoted price of an additional, you may be able to negotiate a reduced quote with one.

Increase Your Insurance Deductible

One easy way to decrease your homeowner

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What All Happens When a Home is Closing?You've gone through the real estate process thoroughly. You did your homework, researched all the neighborhoods and areas that fit your lifestyle. You've gone to all the open houses in Boulder, finally found the perfect home and price-crunched to ensure you could actually afford it. You've made an offer on the house of your dreams. Maybe the seller even countered it. In the end, you both agreed to a price and terms with which both parties were comfortable. Now what?

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

What's Involved in the Closing Process?

Welcome to the closing on your new home. This is the day when the new buyer and the home's previous

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Creating an Outdoor Living Space for Your HomeFrom small urban apartments with quaint rooftop garden areas to large homes with ample property and plenty of room to roam, there are unique ways to construct an outdoor living space so that it is both functional and beautiful. Construction of an outdoor living space may help a homeowner sell thier home faster and for more money. These tips can help any property owner make the most out of their outdoor space, whether it is a front yard or a backyard.

Use Architectural Style for Inspiration

The outdoor living space should be seen as an extension of the home itself—as a way to blend the interior design with the exterior architecture. Those who are looking to design or create an outdoor living space should begin by taking a look at the architectural

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What to Know About Buying a Home Rent-to-OwnIf you're trying to sell your home in this economy, you probably know that finding a buyer who wants to pay full asking price will be difficult. In most cases, it seems like today is a buyer's market, where terms can be dictated to a seller. Among all the foreclosures, as well, buyers can have their pick of properties from which to choose.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

The Value of a Rent-to-Own Home Purchase

Some sellers are just relieved to be able to sell their home at all in a tight market. Some, on the other hand, really want to sell their home for what they believe it's actually worth, down market or not. If you're the latter,

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What to Know About Zoning When Buying Land For ConstructionSay you're interested in purchasing a chunk of property. You also need to be aware of various zoning laws and regulations within the area where you want to buy your house, aside from simply knowing the basics with regards to the house-purchasing procedure. Restricting your capability to do certain activities on the property or to use the land for specific reasons is what zoning laws and regulations do.

Types of Real Estate Zoning

Some of the most typical zoning kinds you'll encounter are explained below.

Residential Zoning

Residential zoning is first. Anybody interested in buying a single family home or any kind of apartment, duplex, trailer park, co-op, or condominium has to follow these laws. Whether you can place a mobile home on land or

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