Home Buying in Boulder, Colorado

Found 14 blog entries about Home Buying in Boulder, Colorado.

How to Choose the Best Real Estate Investment for YouInvesting in real estate is one of the most effective ways for an individual to diversify their portfolio. Illiquid assets in the form of rental properties or trusts can be exactly what a person needs to build assets and decrease risks. However, people may assume they don't have the time or the money to really devote to real estate and instead choose to concentrate on stocks or mutual funds. The good news is that there may be more options than an average investor realizes. To really get started, they have to learn more about the types of properties available to them, in Broomfield or elsewhere—before making a final decision.

Types of Real Estate Investments

Real estate is defined by how the land and buildings are used at the time of purchase.

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Make a Small Down Payment with an FHA Home LoanFor many, there comes a time to buy a home as there is nothing like the feeling of home ownership. Some may be able to put cash down or make a large down payment. Potential homebuyers who can make a down payment of 20 percent or more often qualify for conventional home loans with good rates.

However, individuals who want to buy a home may put as little as 3.5 percent down on a loan with an FHA home loan product. As a new home buyer, should you choose an FHA loan?

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

How the Federal Housing Association Can Help You Buy a Home

You can find a whole lot of brand new terminology and info to discover if you're new

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4 Ways to Choose a Real Estate Agent

It can be impossible to estimate the actual value of hiring a real estate agent. Buyers can utilize their services to find the right home at the right price, and sellers find agents helpful because they can help them locate qualified buyers and get a fair price for their homes. Licensed real estates agents have the local knowledge and experience in neighborhoods that give their clients an advantage of those who attempt to navigate the home buying and selling realm on their own.

Whether buying or selling, hiring a real estate professional is beneficial for those seeking price guidance concerning how much home can be budgeted or how much a home is really worth in today’s marketplace. These experts network with other professionals such as home

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What to Know as a First Time Home BuyerAre you getting ready to take an exciting step into your future as a new homeowner? The process may seem overwhelming at first, but with the guidance of our experts at BoulderHomeSource and RE/MAX Alliance Boulder Realtors, and keeping in mind these simple tips, making it to closing will feel easier than your ever imagined possible

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Establish a Budget

One of the first things most new homebuyers do, is establish a budget.  When doing so, it is important to remember that there are several items you will have to account for besides your monthly mortgage payment.  It is really important to consider things

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A Short Guide to Home WarrantiesHome warranties often come with buying a home, either new construction or an existing home. Warranties give a homeowner the opportunity to receive financial compensation in the case of poor workmanship, a mechanical breakdown or repair issues. However, warranties can vary from state to state, making it difficult for owners to know what's included and what isn't. To better understand a warranty, homeowners and real estate agents need to understand the underlying principles that govern each clause in the document.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

The Bare Minimums

Home warranties aren't governed at the federal level. Instead, it's the

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Carefully Weigh Pros and Cons of a Condominium PurchaseIn view of rising home prices and higher mortgage interest rates, some home buyers are taking a new look at condos. Not only are they slightly more affordable in many parts of the country, but they are no longer considered only interim housing. Instead a condo may be a wise investment as well as a desirable living option.

Condo developments now being constructed in the suburbs and in vacation areas have much in common with traditional single-family subdivisions, with the added bonus of shared amenities. The growth of the nation's condo market, however, comes with a noticeable rise in prices, according to the National Association of Realtors.

For informational purposes only. Always consult with a licensed real estate professional before proceeding

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Renting or Buying, Which One Is Right For YouThe decision to rent or buy a home is never an easy one. For a long time renter, buying a home can look like a big, scary commitment. To make a decision, most renters find they must evaluate their situation, reach out to professionals, budget and take a look at the current market. After doing research and some soul searching, some renters will decide to buy, others will decide to keep on renting. These tips can help potential buyers decide which option is right for them.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

Ask Yourself Questions

The difference between renting and buying can be big. Renters don't make repairs and they are able to move any time

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Home Buying InformationBuying a home can be a lengthy process. At minimum, it takes a little over a month to find a home, make an offer and go through the escrow or closing process. At a maximum, buying a Wheat Ridge home may take years - years to find that just right new home. Knowing what to expect at each step of the process can help the home buyer to prepare for their upcoming home purchase.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Real Estate Professional

Most home buyers start the process of purchasing a home by finding a real estate professional. The real estate professional helps the buyer to view properties, make an offer, negotiate the price and hit all the

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What Buyers Need To Know About USDA LoansStarting in 1991, the U.S. Department of Agriculture (USDA) began offering rural development loans to home buyers interested in living in rural and suburban areas. For home buyers considering moving to an area like these, a USDA loan might be worth looking into instead of considering a conventional mortgage. Here is what all buyers interested in using a USDA loan should know before diving in.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

The Purpose of USDA Loans

USDA loans have several major purposes for their existence, but their primary focus is giving low- and medium-income people an opportunity to own their on home by incentivizing them to move to

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What You Need to Know About 203K Home LoansStandard home loans like traditional FHA loans and conventional loans cannot usually be used to pay for home repairs. However, there are some types of loans that can be used to pay for home renovations. The 203K loan is one of these loans. Home buyers who want to purchase a home with this type of loan should understand how the home improvement portion of the loan works, how they can qualify for this loan and what the advantages and disadvantages of a 203K home loan are.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

203K Home Loan Basics

The 203K home loan is a loan for home buyers who want to purchase properties that need home improvements. Sometimes

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