Home Buying in Boulder, Colorado

Found 34 blog entries about Home Buying in Boulder, Colorado.

How to Buy a Home as a Single HomeownerSingle or not, buying a house isn't an easy process for anyone, but with smart planning and informed decisions it can result in finding your dream home. But before making any decisions, consider these tips:

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

Scrutinize Your Finances

Don't underestimate the importance of laying out and calculating required finances both for the purchase as well as the recurring cost associated with a home. Talk to a Mortgage Lender long before you plan to buy. They can help lay out a plan. In order to determine how much you can afford, first make sure you have enough saved for a sufficient down payment, typically 5-20%.

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A Guide to Picking Out the Right Home Insurance for YouSecuring a home insurance policy immediately after buying a new home can be difficult for anyone. After weeks or even months of making difficult decisions and shelling out thousands of dollars, few people want to consider the cost of a comprehensive policy. But before choosing a package based on price, there are a few things for homeowners to learn about how coverage works in the real world.

For informational purposes only. Always consult with an insurance agent or financial advisor before proceeding with any real estate transaction.

Consider the Percentages and Fees

A homeowner may focus on their deductible when it comes to a home insurance policy, but they should really consider the percentages they're expected to pay for each kind of

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What Buyers Need To Know About USDA LoansStarting in 1991, the U.S. Department of Agriculture (USDA) began offering rural development loans to home buyers interested in living in rural and suburban areas. For home buyers considering moving to an area like these, a USDA loan might be worth looking into instead of considering a conventional mortgage. Here is what all buyers interested in using a USDA loan should know before diving in.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

The Purpose of USDA Loans

USDA loans have several major purposes for their existence, but their primary focus is giving low- and medium-income people an opportunity to own their on home by incentivizing them to move to

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Four Facts About the VA LoanVA loans can be the answer to a military member's wishes for a home. They offer incredible benefits and tremendous savings for heroes who have endangered their lives for citizens everywhere. But there are a few things to note about VA loans before moving forward when buying a home. For a better idea of how it all works, keep the following in mind.

Minimum Criteria

Those who are eligible for this loan include the Coast Guard, Air Force, Marines, Navy, and Army. Those who apply must have served at least 181 days (about six months) during peacetime and at least 90 days during an active war. Those in the Reserves or in the National Guard are eligible after 5 years of service regardless of whether the county is officially at war. Widows of service

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What to Know About Common Home Closing CostsSome may be looking to buy a new home and may overlook the fees and expenses included in closing costs during the home buying experience. Planning ahead can help avoid unnecessary surprises and make the home buying process more manageable. Learn more about closing costs and how to potentially reduce this extra expense.

For informational purposes only. Always consult with a licensed mortgage professional before proceeding with any real estate transaction.

What Are Closing Costs?

Closing costs may be incurred when buying a home and generally before occupancy. Homeowners may want to make a smaller down payment to be able to set aside the funds needed to cover these costs. Some examples of closing costs for buyers could be:

  • Title policies;
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How to Save Money on Homeowners InsuranceYour Denver area homeowner insurance policy can be substantially decreased, if you're searching to reduce monthly expenses. Searching is the initial thing you need to do. Although this can be time-exhaustive, it'll cost you nothing at all, whereas your insurance policy definitely will. In the event you just take just a little time to do some analysis, it may likewise save you a great amount of cash. You could do inquiries from your pals, lookup the phone book or get in touch with the insurance providers directly. When every provider quotes you a price, keep tabs on it. Depending on the quoted price of an additional, you may be able to negotiate a reduced quote with one.

Increase Your Insurance Deductible

One easy way to decrease your homeowner

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What to Know About Zoning When Buying Land For ConstructionSay you're interested in purchasing a chunk of property. You also need to be aware of various zoning laws and regulations within the area where you want to buy your house, aside from simply knowing the basics with regards to the house-purchasing procedure. Restricting your capability to do certain activities on the property or to use the land for specific reasons is what zoning laws and regulations do.

Types of Real Estate Zoning

Some of the most typical zoning kinds you'll encounter are explained below.

Residential Zoning

Residential zoning is first. Anybody interested in buying a single family home or any kind of apartment, duplex, trailer park, co-op, or condominium has to follow these laws. Whether you can place a mobile home on land or

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What To Do If You Experience Real Estate DiscriminationWhile the Fair Housing Act and HUD's Office of Fair Housing and Equal Opportunity prohibits discrimination in residential real estate transactions on the basis of race, color, religion, sex, handicap, familial status or national origin, there's no question that it happens. The law is very specific and relates to both the sale of a home and a lenders' decision to grant you a loan to buy the home of your choice.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

What Constitutes Real Estate Discrimination?

Unlawful discriminatory practices based on race, color, national origin, religion, sex, familial status or handicap (disability) as defined by the Fair

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Beware of the 'As-Is' Real Estate ClauseAre you trying to sell your Niwot, Colorado home but don't want to deal with later repair requests from a buyer about problems with the property? Or maybe you're a buyer who is concerned about what happens if the seller purposefully conceals a defect in the property that you discover after you've signed a home purchase contract with an as-is clause. Even when working in higher-dollar neighborhoods such as Legend Ridge, there are certain things both sellers and buyers should know about what an as-is clause actually represents.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

What is an As-Is Real Estate Clause?

An as-is real-estate clause is an addition

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What to Know When Buying a Home in an HOA NeighborhoodIt's a huge choice for most people who choose to purchase their first house in a city such as Louisville, Colorado. You won't be ready for a lot of things you need to take into account simply by having rented within the past. Your own costs on utilities will probably be greater, since things like garbage and water aren't incorporated in the cost of your home loan like they may have been in your month-to-month rent. Furthermore, if your new home has a yard, you will need to consider upkeep costs and time.

For informational purposes only. Always consult with a licensed real estate professional before proceeding with any real estate transaction.

What are Good First Steps for New Prospective Homeowners?

Condominiums or townhomes are a good

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