All too often people who don't have insurance wish they did when it’s too late. Not seeing the value in a monthly premium and paying to be covered in case of an emergency or accident is taking a huge risk, especially when trying to establish a secure financial future. Regardless, if we are talking about homeowners, liability, renters, life or full coverage car insurance finding a policy is a step worth taking. To make the process of finding and securing insurance more seamless for our clients we would like to introduce you to the Elise J. Williams Insurance Agency, a Farmers Insurance affiliate. Elise provides personalized, dedicated attention to clients from the beginning of the insurance process and strives to provide each and every client with tailored coverage and policies that meet their precise needs. Lydia Creasy, on the BHS team, has personal experience with Elise, and has been impressed with her service and dedication.
With services that include Auto, Home, Life, Business,Commercial, Workers Compensation, Health insurance and Financial Services; the Elise William Agency is a multi-line insurance agency, which provides insurance coverage and financial services for families and businesses throughout the State of Colorado. Specializing in helping people plan and prepare for every stage of their life, Elise says, "the most important thing everyone should know about homeowners insurance is that it can make the difference in being able to rebuild your home or your life after suffering from a major occurrence like a fire or break in". She also believes there is a clear need for understanding of what is and isn't covered in your homeowner’s insurance policy since not all policies are created equal. For this reason, she suggests doing an annual review with your insurance agent to make sure your policies are in line with your needs.
When asked what policies a first time home buyer or a growing family should carry in addition to homeowners insurance, she recommends Personal Umbrella Liability Coverage. Personal umbrella policies provide additional coverage over and above the liability limits of your individual underlying policies. This means your assets, as well as your future earnings, are covered in the event that the worst happens and you are involved in a lawsuit.
If you have any questions about your existing policies or want to learn more about your insurance options, the Elise J Williams Insurance Agency would like the opportunity to educate you on what policies are available for you specifically. Give Elise a call at 303-469-1582.
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