Title Insurance Extended Coverage

ADVANTAGES OF OWNER’S EXTENDED COVERAGE
AND A PLAIN LANGUAGE POLICY

This policy covers the following title risks if they affect your title on the policy date:

  • There are restrictive covenants limiting your use of the land.
  • There are liens on your title, arising now or later, for labor and material furnished for the policy date, unless you agree to pay for the labor and materials.
  • Others who have rights arising out of leases, contracts and options.
  • Someone else has an easement on your land.
  • You are forced to remove your existing structure, other than boundary walls or fences because:
    -It extends onto adjoining land or onto any easement.
    -It violates a restriction in Schedule B of the policy
    -It violates and existing zoning law.
  • You cannot use the land for a single-family residence because such use violates a restriction in Schedule B of the title policy or an existing zoning law.